Commercial Underwriter II
- Company: Kennebunk Savings Bank
- Location: Kennebunk
- Work mode: On-site
- Job type: Full-Time
- Posted: 2021-06-11
Under the minimal guidance of the Commercial Credit Underwriting Manager, the Commercial Underwriter performs independent financial analysis for all commercial loan request types regardless of size or complexity. This may include participation loans, specialized commercial & industrial and real estate investment / construction loans. Occasionally one may see tax credit (historical, state), municipal and non-profit lending requests. Accurately and consistently identifies underlying risks engaging in high level discussions with senior management as necessary. Incumbent ensures any deviations from commercial loan policy are noted and that work is in compliance with applicable laws, policies and regulations as detailed in the Commercial Loan Policy Manual. Incumbent serves as a mentor to junior analysts in the department, reviewing loan proposals as needed and preparing & facilitating departmental training. This individual would possess loan authority thereby having ability to approve or deny loan requests.