Mortgage Loan Closer

Thank you for your interest in our company! To apply, click on the button above. You will be required to create an account (or sign in with an existing account). Your account will provide you access to your application information. The email address used in establishing your account will be used to correspond with you throughout the application process. Please be sure and check the spam folder. You may review, modify, or update your information by visiting and logging into your account. JOB FUNCTION / SUMMARY: Closes all mortgage loans for secondary and in-house portfolio products by performing the following duties. ESSENTIAL DUTIES & RESPONSIBILITIES: Reviews application/Loan approval for completeness, accuracy and proper approval. Reviews approved mortgage loan to determine conditions that must be met prior to closing, such as purchase of private mortgage insurance. Calls borrower, real estate broker, and title company to request specified documents, such as receipt for payment of outstanding tax bill. Coordinates with outside attorney, vendor, etc. to obtain documents based on conditions of loan approval and type of financing. Assembles package of Mortgage documents and supporting documents received. Verifies accuracy and consistency of specifications on documents, such as title abstract and insurance forms. Evaluates package and communicates any issues to loan originator and/or processor that impacts loan closing. Assists in correction of issues impacting closing. Identifies legal, policy, and documentation deficiencies and determines method to be used to correct deficiencies. Enters numbers and calculates loan interest, principal payment, and closing costs. Assembles documents for delivery to title company, real estate broker, lending officer and/or attorney for closing. Delivers ready-to-close package to attorney by electronic delivery through computer system. Calls borrower, broker, and other specified individuals to arrange time and date for closing. Assists attorney with any questions regarding conditions of loan closing. Answers questions from borrower, originator, etc. regarding closing requirements. Evaluates documentation on various escrowed items to determine compliance with company policies and procedures. Calculates final figures for HUD settlement statement and instructs attorney accordingly paying close attention to final HUD figures. Records loan information in log and on government reporting forms. Compiles closed loan forms for delivery to Mortgage Post Closers for sale to investors. Secondary Duties: Assist Post Closing Department in audit process and shipping of closed loan files. Back up front desk if Mortgage Support Specialist is out. Assist Post Closing in scanning and retrieval of recorded final documents. Performs other duties as assigned. SUPERVISORY RESPONSIBILITIES: This job has no supervisory responsibilities MINIMUM REQUIRED EDUCATION, EXPERIENCE & KNOWLEDGE: High school diploma or general education degree (GED); or one to three months related experience and/or training; or equivalent combination of education and experience ESSENTIAL MENTAL & PHYSICAL REQUIREMENTS: Ability to work under stress and meet deadlines Ability to operate related equipment to perform the essential job functions Ability to read and interpret a document if required to perform the essential job functions Ability to travel if required to perform the essential job functions Ability to lift/move/carry approximately 10 pounds if required to perform the essential job functions. If the employee is unable to lift/move/carry this weight and can be accommodated without causing the department/division an “undue hardship” then the employee must be accommodated; hence omitting lifting/moving/carrying as a physical requirement Equal Opportunity/Affirmative Action Employers. All qualified applicants will receive consideration for employment without regard to race, color, religious beliefs, national origin, ancestry, citizenship, sex, gender, sexual orientation, gender identity, marital status, age, physical or mental disability or history of disability, genetic information, status as a protected veteran, disabled veteran, or other protected characteristics as required by federal, state and local laws. When you choose a career with Hancock Whitney (Nasdaq: HWC), we pledge a heartfelt promise: You can grow. You have a voice. You are important. You also share in a rich regional heritage and embrace core values—timeless ideals vital to our culture since the 1800s—that inspire how we serve clients, communities, and each other: Honor & Integrity, Strength & Stability, Commitment to Service, Teamwork, and Personal Responsibility. A fast-growing organization consistently rated among America’s strongest, safest financial services institutions, our company is based in Gulfport, Mississippi. Our bank and subsidiaries provide contemporary, comprehensive consumer, commercial, and wealth financial products and services at regional headquarters and 200-plus financial centers across a vibrant Southeast corridor including Alabama, Florida, Louisiana, Mississippi, Tennessee, and Texas. Each day, our nearly 4,000 associates carry on a mission to help people achieve their financial goals and dreams. We come to work to create opportunities for the people we serve in the communities we call home. Together, we continue building a company solidly focused on being better, going beyond, and doing more to secure success for the people and businesses depending on us. Let our legacy lead to your future. Apply now. Learn more at hancockwhitney.com/ourstory

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